Finding Hope in the Storm

By Anonymous

My husband and I had always prided ourselves on staying on top of our finances. But last year, life threw us more than we could handle. After he lost his job unexpectedly and I had to cut back hours to care for our youngest, the bills started piling up. First, it was the utilities. Then the credit cards. Before we knew it, we were months behind on our mortgage.

The foreclosure notice came like a punch to the gut. I’ll never forget the moment I opened that envelope—it felt like our entire world was crumbling. We had less than 30 days before the house we raised our three kids in would go to auction. It seemed like there was no way out.

That’s when KeepHomes Together entered our lives. A neighbor told us about them, saying they had helped another family down the street. I wasn’t sure at first—there’s so much out there that feels like a scam when you’re already vulnerable. But desperation has a way of making you take a chance.

A Plan That Gave Us Hope

When we called KeepHomes Together, we were met with kindness and understanding. They didn’t make us feel ashamed or judged. Instead, they wanted to know our story—what brought us to this point and what we wanted for our family’s future.

They walked us through a simple three-step process:

1️⃣ Connect: They listened to us. For the first time, it felt like someone truly understood the weight we were carrying.

2️⃣ Explore Options: They presented us with several ways to stop the foreclosure process. Some were things we’d never even heard of, like loan modifications and Creative Financing. They explained everything in plain language so we could make the best decision for our family.

3️⃣ Take Action: Together, we decided to pursue a loan reinstatement. KeepHomes Together worked directly with our lender to negotiate terms we could manage. They even helped us find temporary financial assistance to cover part of the arrears.

From Crisis to Stability

Just two days before the auction, we received confirmation that the foreclosure had been paused. I cried tears of relief when I got the call. Since then, we’ve been able to catch up on payments and put a plan in place to avoid falling behind again.

Today, our family is still in our home. My husband recently started a new job, and we’re rebuilding what we lost during those tough months.

Why KeepHomes Together Was Our Answer

KeepHomes Together wasn’t just a service—they were a lifeline. They gave us clarity in a time of chaos and showed us that no matter how bad things seemed, there were still options.

If you’re feeling overwhelmed and running out of time, don’t wait. Call KeepHomes Together. They helped us keep our family’s home, and I know they can do the same for you.

This isn’t just a story about saving a house—it’s about saving hope for the future.